These Terms and Conditions constitute a legally binding agreement between you and 99an governing your use of the 99an platform, including all gaming, betting, casino, and related services. Please read them carefully before registering an account or placing any wager.
The following summary cards highlight the most critical aspects of the 99an Terms & Conditions. They are provided for convenience only — the full legal text below governs in all cases.
You must be at least 21 years of age to open an account and use any 99an service. Age verification via valid Pakistani CNIC, Passport, or Driver's License is mandatory. Accounts found to belong to underage users will be closed immediately and funds returned to the source payment method.
99an operates under an internationally recognized gaming license. All games are independently audited for fairness. Player funds are held in segregated accounts separate from operational capital. Regulatory compliance is a binding obligation, not optional.
All transactions at 99an are processed in Pakistani Rupees (PKR) via approved local payment methods including JazzCash, EasyPaisa, HBL, UBL, and Meezan Bank. Completed KYC verification is required before any withdrawal is processed. Minimum deposit Rs 50; minimum withdrawal Rs 200.
All promotional bonuses offered by 99an are subject to specific wagering requirements, time limits, game contribution rates, and maximum bet restrictions detailed in the individual promotion's terms. Bonus abuse — including multi-accounting, coordinated wagering, and systematic low-risk exploitation — will result in bonus forfeiture and potential account suspension.
99an provides deposit limits, session time controls, loss limits, reality checks, and self-exclusion tools to all registered users. Accessing and using these tools is your right and we strongly encourage it. 99an's Responsible Gaming Policy forms part of these Terms and applies with equal legal force.
99an reserves the right to suspend or permanently close any account that violates these Terms, engages in fraudulent activity, or presents undocumented identity. Where an account is closed due to proven fraud, accumulated winnings from fraudulent play may be voided. Accounts closed for non-fraudulent T&C breaches will have genuine funds returned.
In these Terms, the following definitions apply unless the context expressly requires otherwise:
2.1 These Terms constitute a legally binding agreement between you and 99an. By clicking "I Agree," completing the account registration process, accessing the Platform, making a deposit, or placing any Wager, you represent that you have read these Terms in full, that you understand them, and that you accept them unconditionally.
2.2 Your continued use of the 99an Platform following any published amendment to these Terms constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically.
2.3 These Terms are supplemented by additional specific rules applicable to individual products (sports betting, live casino, slots, bingo, and E-Sports). In the event of any conflict between a product-specific rule and these general Terms, the product-specific rule shall prevail for matters relating exclusively to that product.
3.1 Age Requirement. You must be at least twenty-one (21) years of age to register an Account or use any 99an service. The Platform is strictly prohibited to individuals under the age of 21. By registering, you warrant and represent that you are 21 or older. 99an employs mandatory KYC age verification and reserves the right to request documentary proof of age at any point during the account lifecycle.
3.2 One Account Policy. Each individual may hold only one (1) registered Account at 99an. The creation of multiple accounts — whether using different email addresses, payment methods, device identifiers, or other means of circumvention — is strictly prohibited and constitutes grounds for immediate account suspension and forfeiture of all associated balances.
3.3 Registration Information. You must provide accurate, complete, and up-to-date information during registration, including your full legal name, date of birth, residential address, email address, and a valid Pakistani mobile number. You are required to maintain the accuracy of this information and to update it promptly if any details change.
3.4 KYC Verification. 99an is required by its licensing authority to verify the identity of all Players before processing withdrawals. Acceptable KYC documents include a valid Pakistani Computerized National Identity Card (CNIC), Passport, or Driver's License. Proof of residential address may also be required. 99an may request KYC documents at any time during your account lifecycle, including at the point of a withdrawal request or following a large win.
3.5 Right of Refusal. 99an reserves the right to decline any account registration application, or to close an approved account, without being required to provide a reason, subject to the return of any genuine deposited funds.
4.1 You are solely responsible for maintaining the confidentiality of your 99an Account login credentials, including your email address and password. You must not share your login credentials with any third party under any circumstances.
4.2 Any activity carried out through your Account — including all Wagers placed and all financial transactions — is deemed to have been authorized by you unless you have notified 99an in writing that your Account has been compromised.
4.3 99an strongly recommends enabling Two-Factor Authentication (2FA) on your Account. 99an will never ask you for your password through any communication channel. If you receive any such request purportedly from 99an, it should be treated as fraudulent and reported to our support team immediately.
4.4 You must notify 99an's customer support immediately upon becoming aware of any unauthorized access to, or suspected compromise of, your Account. 99an will assist with account recovery and investigation in accordance with its security protocols.
5.1 Accepted Methods. 99an accepts deposits via the following methods in Pakistani Rupees (PKR): JazzCash, EasyPaisa, HBL Bank Transfer, UBL Bank Transfer, Meezan Bank Transfer, Debit Cards (Visa/Mastercard), Credit Cards (Visa/Mastercard), and domestic Bank Transfer. The availability of specific payment methods may vary and is subject to change without prior notice.
5.2 Minimum Deposit. The minimum deposit amount is PKR 50 unless otherwise specified for a particular payment method or promotional offer. Maximum deposit limits are outlined in the Platform's payment section and may vary by method and account verification status.
5.3 Own Funds. You must only deposit funds that you own outright and that have been legitimately obtained. The use of third-party payment accounts — including payment accounts not registered in your own name — is strictly prohibited and may trigger anti-money laundering review procedures.
5.4 Deposit Processing. JazzCash and EasyPaisa deposits are typically credited to your 99an Account within seconds of confirmation. Bank transfer deposits may take 1-3 business hours to reflect in your Account balance, depending on the sending bank and time of submission.
5.5 99an does not charge deposit processing fees. However, your payment service provider (e.g., JazzCash, your bank) may apply their own transaction charges, for which 99an accepts no responsibility.
6.1 KYC Prerequisite. No withdrawal will be processed from a 99an Account until the KYC identity verification process has been completed to 99an's satisfaction. It is in your interest to complete KYC at the time of registration rather than waiting until you wish to withdraw.
6.2 Minimum Withdrawal. The minimum withdrawal amount is PKR 200. Withdrawal requests below this threshold will not be processed.
6.3 Processing Times. 99an aims to process withdrawal requests to JazzCash and EasyPaisa within ten (10) minutes of approval. Bank transfer withdrawals to HBL, UBL, and Meezan Bank are typically processed within 1-4 business hours. Processing times may be extended if additional verification is required or during periods of high platform volume.
6.4 Same-Method Policy. Withdrawals are generally returned to the same payment method used to make the initial deposit into the Account. If that payment method is unavailable, 99an reserves the right to request an alternative verified withdrawal method consistent with its anti-money laundering obligations.
6.5 Bonus Balance. Bonus Funds credited to your Account are subject to applicable wagering requirements and cannot be withdrawn until those requirements have been met. Real money deposits are not subject to withdrawal restrictions beyond the KYC requirement, unless specific promotional T&Cs state otherwise.
7.1 99an offers a variety of promotional bonuses to registered Players, including welcome bonuses, deposit match bonuses, free spins, enhanced odds, and loyalty rewards. Each promotion is subject to its own specific terms, which are published alongside the relevant offer on the Platform.
7.2 Wagering Requirements. Bonus Funds are subject to wagering requirements — a multiplier applied to the bonus amount (or bonus plus deposit amount, as specified per offer) that must be fulfilled before winnings derived from Bonus Funds become withdrawable. Different game categories contribute differently to wagering requirements (e.g., live casino games may contribute at a lower rate than slot games).
7.3 Bonus Abuse. The following conduct constitutes bonus abuse and will result in immediate bonus forfeiture and may lead to account suspension: creating multiple accounts to claim bonuses more than once; coordinated low-risk wagering designed to exploit bonus terms without meaningful sporting or gaming risk; use of systematic arbitrage strategies; and any other scheme designed to circumvent the spirit of promotional terms.
7.4 99an reserves the right to withhold, void, or reclaim any bonus at any time if it determines, at its reasonable discretion, that the bonus was obtained through abuse, error, technical malfunction, or misrepresentation.
8.1 General. All Wagers placed at 99an are subject to the specific rules applicable to the relevant game or sport. Sports betting rules, live casino game rules, slot game rules, and bingo rules are each published within the relevant section of the Platform. By placing any Wager, you confirm that you have read and understood the applicable rules.
8.2 Bet Settlement. Wagers are settled in accordance with the official results published by the relevant governing body or technical system. 99an will endeavour to settle all Wagers promptly following the determination of the relevant result. In the event of a dispute between a Player and 99an regarding the outcome of any game or sporting event, 99an's determination — based on the official result — shall be final.
8.3 Minimum and Maximum Stakes. Minimum and maximum stake limits apply to all games and betting markets and are displayed within the Platform at the time of placing a Wager. 99an reserves the right to amend stake limits at any time.
8.4 Voided Wagers. Wagers may be voided by 99an in circumstances including: technical malfunction of a game; data errors resulting in incorrect odds being displayed; cancellation of a sporting event; and verified instances of match irregularity or corruption affecting a sporting result.
8.5 Palpable Errors. In the event that a Wager is accepted at odds or terms that are clearly erroneous (including due to a technical error, human error, or data feed failure), 99an reserves the right to void that Wager. This applies regardless of whether the Wager has settled. Any funds paid out in relation to a palpable error may be reclaimed from the Player's Account balance.
9.1 99an is committed to promoting safe, responsible, and controlled gaming. Gambling should be an enjoyable form of entertainment. If it becomes anything other than that — if it causes financial stress, relationship harm, or emotional distress — we want to help you address that immediately.
9.2 Available Tools. The following responsible gaming tools are available to all registered 99an Players from their Account Settings at no charge:
9.3 Self-Exclusion. Self-exclusion takes effect immediately upon activation. During any self-exclusion period, your Account will be locked, marketing communications will be suppressed, and 99an will decline any request to re-open the account before the exclusion period expires. Permanent self-exclusion is irrevocable.
9.4 99an strictly enforces the 21+ age restriction as a fundamental component of its responsible gaming obligations. See also 99an's dedicated Responsible Gaming page for comprehensive guidance.
10.1 The following conduct is strictly prohibited on the 99an Platform and constitutes grounds for immediate account suspension, permanent closure, and forfeiture of all balances in cases involving fraud:
11.1 All content on the 99an Platform — including but not limited to the 99an name, logo, trademarks, website design, game interfaces, graphic elements, written content, and software — is the intellectual property of 99an or its licensed content providers and is protected by applicable intellectual property law.
11.2 You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the 99an Platform for personal, non-commercial gaming and betting purposes. No right, title, or interest in any 99an intellectual property is transferred to you under these Terms.
11.3 You must not copy, reproduce, distribute, modify, reverse-engineer, or create derivative works from any 99an content without the prior written authorization of 99an. Unauthorized use of 99an intellectual property will result in account termination and may give rise to legal action.
12.1 99an's collection, storage, use, and disclosure of your personal data is governed by the 99an Privacy Policy, which forms an integral part of these Terms and is incorporated herein by reference.
12.2 By registering an Account, you acknowledge that 99an will collect and process personal data — including identity documents, financial information, and gambling activity data — for purposes including identity verification, fraud prevention, regulatory compliance, customer support, and responsible gaming management.
12.3 99an does not sell personal data to third parties for marketing purposes. Data is shared with third-party service providers only to the extent necessary to provide the Platform's services and to comply with legal obligations.
13.1 To the maximum extent permitted by applicable law, 99an's total liability to any Player in connection with any claim arising out of these Terms or your use of the Platform — whether in contract, tort (including negligence), or otherwise — shall not exceed the total amount deposited by that Player into their 99an Account during the thirty (30) days immediately preceding the event giving rise to the claim.
13.2 99an shall not be liable for any indirect, consequential, special, incidental, or punitive damages, including loss of profits, loss of opportunity, or emotional distress, arising from your use of the Platform, regardless of whether 99an has been advised of the possibility of such damages.
13.3 Nothing in these Terms limits 99an's liability for death or personal injury caused by its own negligence, fraud, or fraudulent misrepresentation, or any other liability that cannot lawfully be excluded or limited.
13.4 The Platform is provided on an "as is" basis. While 99an uses commercially reasonable efforts to maintain continuous service availability, 99an makes no warranty that the Platform will be uninterrupted, error-free, or free from security vulnerabilities. Temporary unavailability for maintenance, upgrades, or force majeure events does not constitute a breach of these Terms.
14.1 99an reserves the right to amend, update, or replace these Terms at any time. Material changes will be communicated to registered Players via email to the address on file, via a prominent notice on the Platform, or both, with reasonable prior notice where practicable.
14.2 The current version of these Terms, with the effective date indicated in the header of this document, is always available on the Platform. It is your responsibility to review these Terms periodically for updates.
14.3 If any amendment to these Terms is unacceptable to you, your sole recourse is to close your Account and withdraw any available balance. Continued use of the Platform following the effective date of any amendment constitutes your acceptance of the amended Terms.
15.1 These Terms are governed by the laws of the jurisdiction in which 99an's international gaming license is issued. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts or arbitration bodies of that jurisdiction.
15.2 Complaints Procedure. If you have a complaint regarding any aspect of the 99an service, you should first contact 99an's customer support team via live chat or email. 99an will acknowledge your complaint within 24 hours and aims to resolve all formal complaints within five (5) business days. If you are unsatisfied with 99an's response, you may escalate the matter to the relevant dispute resolution body designated by 99an's licensing authority.
15.3 The above dispute resolution clause does not prevent either party from seeking urgent interlocutory relief from a court of competent jurisdiction to preserve rights pending resolution of a dispute.
16.1 For any queries related to these Terms and Conditions, or for formal written notices to 99an, please contact us as follows:
16.2 For responsible gaming support or to activate account restrictions immediately, please contact 99an's 24/7 live chat support team or use the self-service responsible gaming tools available in your Account Settings at any time.
16.3 These Terms and Conditions were last reviewed and updated on January 1, 2026. They supersede all previous versions of the 99an Terms and Conditions.
Now that you understand the 99an Terms & Conditions, explore everything the platform has to offer — PSL cricket betting, live casino tables, 500+ slot games, and E-Sports markets, all in PKR with JazzCash and EasyPaisa deposits.
Must be 21 years or older. Play responsibly. 99an operates under an international gaming license.